Home Financing

Financing Your Modular or Manufactured Home: What to Expect

Financing a modular or manufactured home is different from financing an existing home, and understanding those differences early can help make the process much smoother.

There are several common financing options available, including:

• Construction loans
• Land-home packages
• Traditional mortgage options (for modular homes)
• Specialized manufactured home loans

The type of financing that works best for you depends on factors such as:

• Whether you already own land
• The type of home you choose
• Your credit profile and financial goals

At Countryside Home Solutions, we work closely with lenders who understand modular and manufactured housing. We help you know what documents you’ll need, what to expect during the loan process, and how timing works from approval to home delivery.

Preferred Lenders

Fairway Independent Mortgage Corporation

Nate Martin
Loan Officer • NMLS #2813376
4870 Salder Rd, Suite 300
Glen Allen, VA 23060
Mobile: 804-837-9962
Office: 804-837-9962
Email: nate.martin@fairwaymc.com
Website: fairway.com/lo/nate-martin-2813376

United Bank

Allison Davis, CMA
SVP, Branch Manager • NMLS #222187
10407 Chamberlayne Rd
Mechanicsville, VA 23116
Mobile: 804-218-1002
Email: allison.davis@bankwithunited.com
Website: bankwithunited.com/personal-banking/mortgage/loan-officers/allison-davis.html

Financing Incentives

Countryside Home Solutions offers closing cost assistance for buyers who finance their home through one of the preferred lenders listed above.

• $5,000 toward closing costs for buyers who obtain a construction loan through one of these lenders.
• $2,000 toward closing costs for buyers who use any other loan type through one of the lenders listed above.

These incentives are designed to help make the financing process easier and more affordable for our customers.

Have questions about financing?

Our team at Countryside Home Solutions is happy to walk you through your options and connect you with lenders experienced in modular home financing.

Contact us today to get started.
(804) 244-1369