Home Financing

Financing a modular or manufactured home is different from financing an existing home, and understanding those differences early can help make the process much smoother.

There are several common financing options available, including:

• Construction loans
• Land-home packages
• Traditional mortgage options (for modular homes)
• Specialized manufactured home loans

The type of financing that works best for you depends on factors such as:

• Whether you already own land
• The type of home you choose
• Your credit profile and financial goals

At Countryside Home Solutions, we work closely with lenders who understand modular and manufactured housing. We help you know what documents you’ll need, what to expect during the loan process, and how timing works from approval to home delivery.

F&M Mortgage

Allicyn Buracker 

Phone: 540-208-1840

Website: https://apply.fmhome.com/dr/c/gcuhy 

F&M Mortgage offers financing for single-wide, double-wide and modular homes. They can also provide construction loans for double-wide and modular homes, helping buyers finance the construction and installation process until the home is completed on site.

United Bank

Terry Gruner 

Phone:  804-761-2322 

Website: https://www.bankwithunited.com/terry-gruner.html

United Bank offers financing for double-wide manufactured homes and modular homes. They also provide construction loans for modular homes, helping buyers finance the home during the construction and installation process.

Countryside Home Solutions offers closing cost assistance for buyers who finance their home through one of the preferred lenders listed above.

• $5,000 toward closing costs for buyers who obtain a construction loan through one of these lenders.

• $2,000 toward closing costs for buyers who use any other loan type through one of the lenders listed above.

These incentives are designed to help make the financing process easier and more affordable for our customers.

Our team at Countryside Home Solutions is happy to walk you through your options and connect you with lenders experienced in modular home financing.

Contact us today to get started.

(804) 244-1369